PODCAST ON PUBLIC PENSIONS EPISODE 3

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CAP 30: A RELIABLE PENSION SCHEME FOR SERVICE PERSONNEL

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 By Vera Dorgbefu Divisional Security Inspector, Immigration service, Mr. Peter Tetteh shared his thoughts in an interview on the CAP 30 pension scheme. CAP 30 which he basically understands to be the pension trust fund for them, prepares them to have an easy after-work experience. Administered by the Social Security and National Insurance Trust (SSNIT), CAP 30 is a pension scheme in Ghana that provides security persons with a guaranteed benefit after serving the country for a number of years. This is done by the public servants contributing 5% of their monthly salary while the government contributes 12.5%. "I think CAP 30 is reliable enough and I would prefer it to SSNIT or any other pension scheme. He added that he believes it is reliable because during years in service, he has never for once heard anyone complains about having a problem with their benefits after retirement. According to him, there has been several complaints from public sector workers after retirement on not be...
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GROUP MEMBERS PROFILE

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 EMMANUELLA ERICA BRUCE PRODUCER AGNES FRANCESS FYNN OCRAN WRITER GIFTY BOTCHWAY DEPUTY PRODUCER ABDUL RAZAK MUNIRATU LOCATION MANAGER GIFTY TACKI E DIRECTOR STELLA ADANSI BAFFFOUR PHOTOGRAPHER|VIDEOGRAPHER|INTERVIEWER EDITH BENKYI AGYEI RESEARCHER CORNELIA ADOM ANTWI PHOTOGRAPHER|VIDEOGRAPHER|INTERVIEWER  MAVIS AHIANYO VIDEO EDITOR VERA DORGBEFU SECRETARY
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DO PUBLIC WORKERS KNOW HOW PENSION CONTRIBUTIONS WORK?

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By Agnes Francess Fynn Ocran Public school teacher, Mr. Nicolas Adu Boahene said in an interview with UniMAC-IJ student, who is also a member of the SSNIT Civic Voice that 17% of his salary is deducted on a monthly basis to settle his SSNIT contribution. He said this after he was asked the percentage of his salary taken to settle his SSNIT contribution.  This is untrue because 13.5% of his salary is deducted, and not the 17%.  His statement proves that some public sector worker don't know the exact amount taken for their SSNIT contribution. If workers don't know the percentage of their salary taken to settle SSNIT, it will be easy for them to jump to conclusions in case of any irregularities. However, after Mr. Adu Boahene was told by a member of SSNIT Civic Voice that the percentage taken is 13.5%, he suggested that the National Pensions Regulatory Authority and SSNIT should educate SSNIT contributors on the amount deducted and how to check for any irregularities. Also, there...
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